1999年，臭氧层即将毁灭殆尽之际，麦克罗设计了雷射罩将地球包裹起来取代了臭氧层，然而人们的生活从此受限，然而麦克罗的真正身分却是另一星球的叛军领袖，已经逐渐消逝的记忆，却在一偶然机会被唤起……

职业偷窃高手凯伦在一次行动中被捕入狱。出狱后，贼阿巴即找她合作，计划爆破国家银行，盗取保险库中的巨款。同时，贼阿巴又找来另一偷窃高手J.L.，一切部署完成后，两人旋即以熟练技巧打开保险库，当他们看到花花绿绿的银纸后，立即作出决定……Karen McCoy (Kim Basinger) is released from prison with nothing but the clothes on her back. Before being incarcerated Karen was the bank robber of her time, but now she wishes for nothing more than to settle down and start a new life. Unfortunately between a dirty parole officer, old business partners, and an idiot ex-husband she will have to do the unthinkable in order to save her son (Zack English) and new heart throb J.T. (Val Kilmer): another job.